How to Get a Replacement Car Key
It can be frustrating to lose car key. It can also be costly depending on the kind of key you have.

The most convenient way to obtain a replacement is to call an auto locksmith. This option is usually cheaper and faster than calling an auto dealer or roadside assistance.
Cost
In the past lost your car keys was no big issue. You could visit your local hardware store and purchase a new key. However, today it's more complex and more expensive. The reason is because cars have become more technologically advanced, which means their keys are now. While this makes them more secure against theft however, it also makes them more expensive to replace.
The cost of replacing the lost car key will vary based on the year, model and model of your car. Many newer vehicles have key fobs with a transponder to stop theft. These chips must be paired to your vehicle. This usually requires a locksmith or dealer. The cost will vary depending on the type of car you own however it could reach $200.
Additionally, some modern cars utilize laser-cut keys that have to be programmed with a specific machine, which is only available through dealerships or auto locksmiths who specialize in this. The cost of the key for this kind of lock is up to $100.
The location of your home will also affect the cost. If you live located in a remote area there is a chance that you will need to pay an additional fee for service due to the fact that the locksmith or tow truck has to travel a distance to get there. Locksmiths will also charge extra for work that is done on holidays, weekends or after hours.
You can cut down on the expense of replacing the car key that was lost by keeping a spare key at your home or in your wallet. Keep your car's title or registration papers on you. These will be required to prove ownership in the event that you need to contact the dealership to request a new key. You can also contact your roadside assistance service. You might be able to obtain an interim replacement based on the terms and conditions of your roadside assistance service.
Time is a factor.
It can be very frustrating to lose your car keys, however it's important not to panic. Take a moment to search for your keys in obvious places, like your pocket or purse. Then, walk back through your day and try to remember the places you may have left them. This will help you remember if you've lost them, or if they are still in your vehicle. If you're not able to locate your car keys, it could be time to find new keys.
The majority of newer vehicles have a remote key fob that utilizes the code to unlock and start the car. This kind of key needs to be programmed to ensure that it works with your vehicle. This is typically the responsibility of an expert. You should contact an auto locksmith to determine whether they can take care of this, and you'll also need to bring proof of ownership.
The traditional metal keys are more easily replaced than remote fobs for keys. They function entirely mechanically and aren't difficult to duplicate, so an expert locksmith in your area can provide you a replacement on the spot if you've lost one. They can also duplicate the ignition cylinder of your vehicle and this is an additional cost. If replacement for key fob looking to make copies of your old car keys, go to a hardware store that specializes in automobiles and have them made quickly and cost-effectively.
If your car keys are beginning to look worn it is recommended to replace them. The teeth on the keys and the lock cylinder could be worn down by regular use, making it difficult to align them correctly with one another. If the key begins to stick in the lock, it's an indication that it's time for a replacement.
The dealer might need to program the key if you have the latest model or high-end vehicle. This is a complicated job that will take several hours to complete and can cost a lot of money. Depending on your car's make, you may be able to have the work covered by your vehicle warranty or insurance.
Accessibility
Even if your driving skills are good, you could still lose your keys. This could be a huge hassle particularly if it happens at an inconvenient moment, such as when you are at the supermarket or gas station and want to return home. There are many options to replace your lost key. You can contact your insurance provider or locate a local locksmith, or contact roadside assistance.
First, you'll need to determine the kind of key you have. This is important because the different vehicles use different types of keys. Some are old-school and only lock through the key cylinder, while others have an electronic chip that communicates with the car to open the doors and then start it up. Certain keys can be changed by an auto locksmith, while you may have to visit a dealership to purchase one from the manufacturer if yours is smart keys.
If you're using a traditional key or a smart one the first step should be to read the manual or call the dealership for directions on how to connect it to your vehicle. You'll need proof that you own the vehicle and wait for a few more days for the dealer to order the replacement. This process will also require that you take your vehicle to a locksmith or another service provider to get it programmed. It's not the best choice for people with limited mobility or strict schedules.
If you have a spare key the process will be easier. You can buy an online replacement key for your car at a low price depending on the model of your vehicle. If your keys are equipped with a key fob and transponder element, you'll need to go to a reputable expert to have them replaced and programmed. Depending on the brand and model of your car this could require a tow to the dealership or letting a locksmith take care of it.
Another method to obtain a new car key is by using a bluetooth tracker. These tiny devices are attached to your keyring, emitting an electronic signature that can be read by a mobile phone that has an app installed. The app will show you the whereabouts of your key so you can easily locate it.
Insurance
Typically insurance for cars does not cover lost keys. However, there are a few exceptions. Some of the top insurance companies, which are committed to ensuring customer satisfaction, provide additional insurance for things like keys that are lost. It's typically an extra cost, but it can be less expensive than paying out of pocket for the cost of replacing keys.
The specific policy and amount of the deductible will determine if your car insurance will cover keys that are lost. The majority of traditional keys are easily replaced however, it could be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and use computers to transmit an electronic signal to the vehicle, which means they're a lot more difficult to replace than traditional mechanical keys. Additionally, these types of keys are expensive because you'll likely need to pay for an locksmith and the cost of the new key.
If you're looking to save money on a key replacement, consider using an auto club or roadside assistance service. These companies may provide locksmiths with discounted rates and even pay the cost of the purchase of a new key. Some of these companies provide emergency lockout services that is beneficial if you are in a hurry to get on the road.
Another option is to call your car dealer to see if they can help you. Many dealerships have locksmiths on staff, and they might be able to create new keys at an affordable price. If the dealer needs to order a key for your specific model, it may take several days. Whatever method you choose, be sure to keep all receipts and documentation so that you can submit a claim to the insurance company of your car in the event of a claim.
The loss of keys to your car is a regular event. It's not pleasant however it could occur to anyone. There are ways to minimize the consequences. While the most cost-effective and fastest way to replace your lost car keys is to contact an authorized locksmith in your area It is important to weigh the monetary benefits against the time involved and possible deductible payment before making a claim with your insurance company.